Insure your recreational or classic vehicle with Blackwell Insurance.
Recreational Vehicle insurance covers motorcycles, classic cars, motor homes, four wheelers and travel trailers. We represent several companies that write recreational vehicle insurance and our agents will review coverage options and liability limits helping your select the insurance you need for all your “fun vehicles.”
Liability to Others covers amounts an “insured” legally must pay as damages because of “bodily injury” or “property damage” caused by an “accident” and resulting from the ownership, maintenance or use of a covered recreational vehicle. The coverage may also pay for damage to the covered recreational vehicle.
Liability to Others Bodily Injury – This is the dollar limit available to medically treat individuals and pay for permanent injury resulting from a recreational vehicle accident for which you are at fault. The limits are per person and per accident by collision, fire, theft, or other covered perils.
Property Damage – This is the dollar limit available to repair or replace a damaged vehicle or other property which you have caused resulting from an accident.
Uninsured Motorists – Provides insured’s coverage for bodily injury caused by at fault uninsured or underinsured drivers. This coverage is to protect YOU. A study recently released by the Insurance Research Council in 2007 indicated that, Florida is one the five states with the highest uninsured driver estimates. The study estimated 23% of drivers on the road in Florida were uninsured drivers. This coverage can also protect you if you were a pedestrian or riding a bicycle and were hit by a driver that was uninsured or underinsured or left the scene of the accident.
Medical payments coverage in a recreational vehicle policy pays for medical expenses including funeral expenses resulting from an accident for you and others using your recreational vehicle.
Accessory Coverage – This is additional limit available to cover for upgrades and or accessories added to your recreational vehicle after purchase.
Roadside Assistance – This coverage provides towing to the nearest qualified repair facility and covers a specified amount of the necessary labor charges at the place of breakdown when your recreational vehicle is disabled due to any of the following: Mechanical or electrical breakdown, Dead battery, Flat tire, Lockout, Insufficient supply of fuel, oil, water or other fluids, Entrapment in snow, mud, water or sand within 100 feet of the roadway.